Barclaycard Get Credit Confident

Managing your card

Knowing how your finances work could give you more control

An extra bit of know-how can make all the difference when it comes to getting credit confident. Barclaycard are here to help – and below, you’ll find the tools you need to keep on top of your finances.

Discover how you could earn cashback on your spending, pay less interest and keep track of your balance with our app*.

New Barclaycard Cashback Rewards

Earn up to 15% cashback automatically when you spend at a range of participating retailers with Barclaycard Cashback Rewards. This is a new benefit, available to all Barclaycard Visa credit card customers. T&Cs apply.

28.9% APR Representative (variable)

Subject to application, financial circumstances and borrowing history. T&Cs apply.

Get to know your minimum payment

Find out what a minimum payment is and why it’s a good idea to pay more than this whenever you can.

To understand more about the relationship between what you spend and your monthly repayments, 

Use our Repayment Calculator

Clearing your balance sooner could help you pay less in interest. See how a small change to your monthly payments could make a big difference to the time it takes to clear your balance. T&Cs apply.

Has your phone met our app?

See how the Barclaycard app can help you manage and keep on top of your money*.

What is credit card APR?

It’s something that every card has and it gives you an idea of the card’s yearly cost.

Learn how interest works

Get the facts about paying interest on your credit card and pick up a few tips to avoid it in the future.

How interest is charged

How to manage credit repayments?

Get the facts about paying interest on your credit card and pick up a few tips to avoid it in the future.

Understanding interest

Learn what interest is and how you could be affected by it.

More ways to Get Credit Confident

Head over to the Barclaycard Get Credit Confident hub for more tips and hints on shopping safely, building your credit score and planning ahead.

* You need to be 18 or over to access this product or service using the app. T&Cs apply.