Purchase reward results

Results based on your selections

Barclaycard Rewards

Good for earning cashback when you spend

Closest match

0.25% cashback

Receive 0.25% cashback on your everyday spending*

No fees on your purchases when you're abroad

When you pay in the local currency 

Card

benefits

Exclusive savings on live events with Barclaycard Entertainment.

 

Get four Apple subscriptions, free for up to five months. Continues as paid subscription after trial. UK only, T&Cs apply.


Representative example (most accepted customers get)

25.9%

Representative APR  (variable) 

25.9%

Purchase rate (variable) 

£1,200

Assumed credit limit

The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered. The balance interest rates, may differ from those shown.

*You’ll earn cashback on new purchases that you make. You won’t earn cashback on balance transfers, money transfers, cash withdrawals, buying currency or traveller’s cheques, or any cash-like transactions you make such as money orders or wire transfers. It also doesn’t include gaming-related transactions such as gambling, betting and buying lottery tickets.

Up to 21 months for purchases and up to 22 months balance transfer Platinum card

Good for flexibility when managing both your purchases and balance transfers

Other cards you might like

Up to 21 months

0% interest for up to 21 months on your purchases* and up to 18 months on a balance transfer

2.99%*

Balance transfer fee.

Card benefits

Exclusive savings on live events with Barclaycard Entertainment.

Get four Apple subscriptions, free for up to five months. Continues as paid subscription after trial. UK only, T&Cs apply.

*0% interest for up to 21 months for purchases and up to 18 months on a balance transfer which start on the date you open your account (2.99% fee applies). Terms and conditions apply which you can find in the important info section below.

Representative example (most accepted customers get)

24.9%

Representative APR  (variable) 

24.9%

Purchase rate (variable) 

£1,200

Assumed credit limit

The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown.

  • Barclaycard Rewards - Why might I get a different rate?

    Being accepted for a card depends on your credit history and how you’ve managed credit in the past. Depending on your individual circumstances we may offer you 31.9% APR variable. Of course if you’re not happy with this alternative you don’t have to go ahead with it. 

  • Why it's ‘up to’ 22 months balance transfer and ‘up to’ 22 months purchase?

    At least 8 out of 10 customers accepted last month received the longest promotional period for this card. This depends on your credit history and how you’ve managed credit in the past. For the remaining customers we may offer you

    • 0% for up to 22 months with 31.9% APR variable
    • 0% balance transfer for up to 11 months with 31.9% APR variable 
    • 0% purchases for up to 12 months with 31.9% APR variable

    The balance transfer fee will remain the same and of course if you’re not happy with an alternative you don’t have to go ahead with it.

    And remember, the 22 month balance transfer and 22 month purchase offer periods start from the date the account is opened. That means if, for example, you don’t take it out for 60 days you’ll have 2 months less of the 0% rate. 

  • Important info about the balance transfer offer

    To benefit from the balance transfer offer it needs to be taken out within 60 days of opening the account

    The balance transfer period starts from the date the account is opened. That means if, for example, you don’t take it out for 60 days you’ll have 2 months less of the 0% rate.

    This offer is only available for new customers and Barclaycard reserves the right to withdraw this offer at any time. 

    The minimum you can transfer is £250 across up to five different balance transfers. The maximum amount can vary, depending on your individual credit limit and the existing balance on your Barclaycard. We’ll let you know the maximum amount you can transfer if your application is successful.

    You can only transfer balances from cards issued by other banks, not from any other Barclaycard or any of our partner-branded cards. 

    When your 0% offer ends you’ll be charged interest at your standard rate for anything new you buy and for any outstanding balance on your card.

     

  • Important info about your Barclaycard account

    Your standard and cash interest rates will move up and down in line with the Bank of England Base Rate or for other reasons that we’ve explained in your Terms and Conditions. Base Rate changes will not apply to your promotional interest rates. To learn more visit barclaycard.co.uk/understanding-interest.

    Your new account will be set up with digital statements. These can be found in your online Barclaycard account, which you will need to register for.  You can choose to switch to paper statements at any time.

    This offer is only available for new customers and Barclaycard reserves the right to withdraw this offer at any time. 

  • Card best suited to new customers who

    You’re more likely to be accepted for this card if you:-

     

    Are aged 21 or over

    Haven't had any Individual Voluntary Agreements, County Court Judgements, and haven't been declared bankrupt in the past six years

    Always make payments on time

    Have at least four years' experience of managing credit

    Have had a permanent UK address for at least two years

    Have a personal income of more than £20,000 per annum

    Are able to afford repayments on any outstanding credit commitments

    Making lots of credit applications can actually make your credit rating worse. So before you apply you can use our eligibility checker to see how likely you are to be accepted for a card without affecting your credit rating.

    Check your eligibility
  • What you’ll need to apply

    Address details for the last two years

    Phone number and e-mail address

    Current employment details

    Details of your annual income before tax

    Details of your monthly income after tax

    A good idea about your monthly outgoings

    Main bank account sort code and account number

    In some situations, if your application is accepted you will need to provide copies of your last two bank statements or payslips

     

    Before you go ahead, make sure you've read and understood the summary box and balance transfer terms and conditions. Also, understanding how fees and offers work can help you to manage your account. So make sure you’re up to speed on the types of fees we may charge you and how promotional rates work.