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Glossary

Common card reader definitions

C

Cancellation cost

This is the price you pay to exit your contract before it ends.

Connectivity

How your card reader stays connected to keep you trading.

Contactless

Take contactless payments of up to £100.

Contract length

How long the standard contract length is.

Customise product listing

Create, amend, and delete products in your inventory to create a seamless checkout experience.

E

Email receipts

Send your customers their receipts by email.

F

Free FreshBooks accounting plan

A FreshBooks accounting plan, on us, to help simplify business admin, worth over £260 a year.

Free FreshBooks plan is available for selected Barclaycard customers only. FreshBooks reserves the right to terminate free accounts that don’t belong to an existing Barclaycard customer. The partners may receive a revenue share from each other on approved applications.

G

Gratuity option

Allow staff to add tips when taking card payments.

M

Manage bookings/appointments

Create and book appointments via booking calendar.

Monthly cost

How much you’ll pay for your card reader each month.

N

Next-day settlement

Get the money you’ve made as soon as the next day.

To receive next-day settlement, transactions need to be taken before 7pm for Smartpay Anywhere and Smartpay Touch, and 9pm for Barclaycard Flex.

O

Online portal

Get real-time data on your business and configure your settings at the click of a button.

P

Paper receipts

Print copies of receipts for yourself and your customers.

R

Real-time data

Track sales with real-time transaction reports.

S

Send SMS reminders

Configurable SMS appointment reminders.

Specifications

The size and weight of your chosen card reader.

Stock management

Update and monitor stock levels and transfer stock across multiple sites.

T

Transaction cost

How much you’ll be charged for each payment you take. For example, if your rate is 1.6% and a customer makes a £10 payment, you’ll be charged 16p for the transaction.

U

Upfront cost

How much you’ll need to pay upfront.