Online payment gateways
If you’re looking to reach more customers, our online gateway can help small businesses take secure payments.
With cybercrime on the rise, PSD2 legislation has been introduced to help make banking safer. A key part of this is SCA (Strong Customer Authentication), which means customers will sometimes need to take extra steps to confirm their identity when shopping online. All merchants will need to adhere to SCA when it comes into effect.
This is where Barclaycard Transact comes in. It works with our online payment gateways* to manage fraud, maximise sales, and help remove the extra steps that customers could incur when shopping online.
* If you have a legacy online payment gateway subscription, you’ll be transferred to our latest version.
The fraud screening process uses award winning technology to automatically score transactions in real-time according to risk level.
We control the rules system and manage this whole process for you, helping to reduce chargebacks and fraud.
Transaction Risk Analysis (TRA) is used to check a transaction’s risk level. If it’s eligible, it’ll skip past SCA checks and be sent directly to authorisation.†
This can help to create a frictionless payment journey and reduce the risk of cart abandonment.
With the help of intelligent insights, Barclaycard Transact can help you accept more transactions faster and securely, and minimise cardholder disruptions.
It could also help improve your brand’s image while encouraging repeat business and customer loyalty.
†We expect issuers to accept the TRA flag but if they don’t for certain transactions, they may require the transaction to undergo SCA checks.
If you’re looking to reach more customers, our online gateway can help small businesses take secure payments.
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