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Select Cashback guide

Select Cashback guide

Everything you need to know about the Select Cashback credit card

Discover a more rewarding way to pay

Enjoy cashback, business rewards, and more

Here’s an overview of all Select Cashback’s features and benefits so you can get the most out of your card. You can scroll on or use these quick links to jump to a specific section:

• More control over cash flow
• Protection that comes with your card
• Benefits for you to enjoy
• Ways to manage your account
• Security features
• Credit limit requests and support
• Important things you need to know.

More control over your cash flow

Have power over the payments coming in and out of your business.

1% cashback on business spend

1% cashback on business spend*

You’ll get 1% cashback uncapped on all your business spend. T&Cs apply.

Cashback on your business spend

Up to 56 days’ interest-free credit†

Have time to pay off your Barclaycard with up to 56 days’ interest-free credit.

Set your payments on repeat

Set your payments on repeat

Use your card for recurring payments like utility bills or subscriptions.

Add more cardholders for free

Add more cardholders for free

Set their limits and what they can spend on with their cards.

Your card’s got you covered

All the protection that’s included as standard. T&Cs apply.Δ

  • Purchase protection△

    • Cover for theft or damage
    • Cover for items you buy as gifts
    • No need to register items you buy
    • Up to £6,000 per claim (£2,500 for any one item)
    • Multiple claims allowed in any 12 months, up to £/€10,000 aggregate value.

    Insurance T&Cs apply.

  • Cardholder misuse△

    •  Cover for fraudulent card use by employees, including contract and temporary staff
    •  Up to £15,000 per cardholder and £1,000,000 per account holder, per year.

    Insurance T&Cs apply.

△Insurance T&Cs apply. If you opt out of insurance, you won’t be eligible for the insurance benefits and won’t be able to make a claim. If you’d like to opt back in, please call us on 0800 008 008 and we’d be happy to help. We’re open 24 hours a day, seven days a week.

Benefits for you to enjoy

See what perks you get, just for being a Barclaycard business cardholder.

Handpicked perks, only for our business cardholders

We want to reward you for doing what’s best for your business. That’s why, as a Barclaycard business card customer, you have access to handpicked offers and perks from our selected partners.

T&Cs apply.

Handpicked perks, only for our business cardholders
Treat your team with tickets to live

Treat your team with tickets to live shows and events

Save on tickets to the UK’s hottest live shows, festivals and our headline events all year round. Plus, you (and your team) can get:

• Presale access for selected festivals and events
• Refreshing discounts
• Exclusive event perks.

Book your tickets

Ways you can manage your account

Keep on top of your business spend in a way that suits you.

Online servicing

You can do most of your account admin through online servicing. It’s available on desktop, tablet or mobile.

If you’re an administrator, you’ve got even more tools at your fingertips:

• Add or remove cardholders (it’s free to do)
• Make payments and set up Direct Debits
• Download transaction reports.

Log in

MyControls

If you’re an account administrator with access to online servicing, you can use MyControls to:

• Temporarily freeze misplaced cards
• Set business profiles for purchases
• Add card permissions for employee travel
• Turn on ATM cash withdrawals
• Allow online or in-store purchases
• Set spending profiles for each card.

MyControls

Barclaycard for Business app††

You can use our dedicated app to manage your spending on the go.

•  View your PIN, instantly
•  Authenticate your online payments
•  View your account balance, credit limit, transactions, and statements
•  Report and replace lost or stolen cards, freeze and unfreeze your card.

Don’t have the app yet? You can download it from the App Store or Google Play.

The Barclaycard for Business App

Stay protected with enhanced security

Our safety measures are here to keep you and your payments protected.

  • Automated text service

    • Quickly alerts you if there’s a transaction we’re not sure about
    • Messages include transaction details and what to do next
    • Reminds you to keep your contact details up to date.

  • Help minimise the risk of fraud

    Chip and PIN

    • When buying online, use the three digits on the back of your card for extra security
    • Change your PIN at most UK ATMs.

    Contactless

    • To enable contactless payments, you must first make a transaction using Chip and PIN.

    Apple Pay

    • Card information is secure because it isn’t stored on your device or shared.

  • PIN locking

    • If the PIN is entered incorrectly three times in a row, your card will be locked
    • To unlock, reset your PIN at most UK ATMs.

  • Two-factor authentication

    When logging in to your account or buying things online, you’ll sometimes need to prove your identity.

    You’ll need:

    • Something only you know, like a password or PIN
    • Something only you have, like your phone or card reader.

    If you think someone may have used your card online without your permission, contact us straightaway and we’ll check it out.

We’re here to help

We’re only ever a click or a call away if and when you need us.

Credit limit changes

You can find your credit limit in the letter that came with your card, on our app or by logging in to your account.

You can request an increase after six months – or lower your limit any time.

Answers to your questions

Head to our home for business card customers for answers to the most common questions we get asked.

Or call 0800 008 008, any time or day. If calling isn’t convenient, you can request a call-back and we’ll be in touch within three working days.

 

Important things you need to know

  • Important things you need to know

    *Standard cashback T&Cs apply.

    †Up to 56 days’ interest-free credit on business purchases. If you do not pay your balance in full, you will pay interest on the outstanding balance in line with the standard terms and conditions.

    ΔInsurance T&Cs apply. If you opt out of insurance, you won’t be eligible for the insurance benefits and won’t be able to make a claim. If you’d like to opt back in, please call us on 0800 008 008 and we’d be happy to help. We’re open 24 hours a day, seven days a week.

    **Available on iOS and Android devices only. T&Cs apply.

  • Minimum repayment

    You must pay at least the minimum payment every month. This could be:

    • £5 every month or the full balance if less than £5
    • An amount equal to any interest, default fees or account fees that have been added to your account since your last statement, plus 1% of the remaining statement balance.

    Remember, if you only make your minimum repayment each month it’ll take you longer and cost you more to clear your balance. But we’ll never ask you to pay more than you can afford. If you want to talk about your finances, call us on 0800 008 008 and we’d be happy to help. We’re open 24 hours a day, seven days a week.

  • Default fees

    If you’ve made a late payment, gone over your limit or have a returned payment, you’ll be charged £12. You can avoid paying these fees by staying within your credit limit and making sure you schedule your monthly payments via Direct Debit.