Select Cashback business credit card

Boost your cashflow and earn cashback on your business spend*

Discover a more rewarding way to pay with our Select Cashback credit card. T&Cs apply

Representative example

Representative 27.1% APR (variable)
Purchase rate 27.1% p.a. (variable)
Based on a £1,200 credit limit
Annual fee £0 (per account)

^*Standard Cashback T&Cs apply. 1% cashback on all eligible business spend of £2,000 or more per statement month. Your credit limit and available balance may impact your ability to earn cashback. The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered.

No annual fees for your card or account
Up to 56 days’ interest-free credit on business purchases^†
Includes purchase protection and cardholder misuse insurance^Δ

Apply now 

Summary box 

Discover a more rewarding way to pay

A smarter way to make payments

Get 1% cashback uncapped on all your business spend when you spend over £2,000 per statement month.^* T&Cs apply.
Keep track of your business transactions

A FreshBooks accounting plan, on us, to help simplify business admin tasks, worth over £300 a year^**
Connect with Apple Pay

Make fast and secure payments by using your Barclaycard with Apple Pay.^††
Handpicked perks, only for our business cardholders

Save on the everyday costs of doing business with our rewards and discounts. T&Cs apply.

Recognised for the 11th year running

We're delighted to have been awarded 'Best Business Card Provider' at the 2024 Business Moneyfacts Awards for the 11th year running.

We're proud to be recognised for supporting the UK's business community 11 years in a row, demonstrating how much we value and reward our customers year in and year out.

More smart reasons to apply for a Select Cashback credit card

Manage your account online

Easily check balances, make payments, and set up Direct Debits with online servicing.

Set controls on business spending

Manage your cardholders spend across multiple categories with MyControls.

Enhanced safety and security

We monitor your account for any unusual or suspicious activity and alert you straightaway.

Enjoy business rewards

Get discounts and offers from leading retailers and suppliers.

Add cardholders to your account

Account administrators can add cardholders (for free) and set their limits.

Set up recurring payments

Never miss a payment and manage regular ones at the click of a button.

Important things you need to know

We recommend viewing the terms and conditions and the information in the linked documents below.
We’ll decide whether to approve and the terms we offer by looking at your financial circumstances and borrowing history.

^*Standard Cashback T&Cs apply. 1% cashback on all eligible business spend of £2,000 or more per statement month. Your credit limit and available balance may impact your ability to earn cashback. The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered.

^†Up to 56 days’ interest-free credit on business purchases. You must pay your balance back in full each month. If you do not pay your balance in full, you will pay interest on the outstanding balance in line with the standard terms and conditions.

^ΔIf you opt out of insurance, you won’t be eligible for the insurance benefits and won’t be able to make a claim. If you’d like to opt back in, please call us on 0800 008 008 and we’d be happy to help. We’re open 24 hours a day, seven days a week.

^**Free FreshBooks Plus plan available for selected Barclaycard customer only. FreshBooks reserves the right to terminate free accounts that don’t belong to an existing Barclaycard customer. The partners may receive a revenue share from each other on approved applications.

^††Subject to your company policy. Apple T&Cs apply.

You must pay at least the minimum payment every month. This could be:

£5 every month or the full balance if less than £5

an amount equal to any interest, default fees or account fees that have been added to your account since your last statement, plus 1% of the remaining statement balance

Remember, if you only make your minimum repayment each month it’ll take you longer and cost you more to clear your balance. But we’ll never ask you to pay more than you can afford. If you want to talk about your finances, call us on 0800 008 008 and we’d be happy to help. We’re open 24 hours a day, seven days a week.

If you’ve made a late payment, gone over your limit or have a returned payment, you’ll be charged £12. You can avoid paying these fees by staying within your credit limit and making sure you schedule your monthly payments via Direct Debit.

When making a purchase abroad, you’ll be charged the following fees:

non-sterling transaction fee – 2.99%

non-sterling cash fee – 3% (minimum £3) plus 2.99% non-sterling transaction fee

Ready to apply? Here’s what you need

You can apply if:

You’re a business owner or director
Directors and employees are over 18 years old
Your business is UK-based
Your business turnover (or new business plan) is between £10,000 per year and £6,500,000 per year
You and your business aren’t bankrupt or in bankruptcy proceedings
Your existing financial commitments aren’t overdue and have been managed well over the last 12 months
You haven’t been declined for a Barclaycard commercial card in the last six months
You’ve looked at all of our business cards and have carefully considered if this one’s right for your business

What you’ll need to hand:

Your business’ details
Your bank details – a bank statement should have everything you need
Financial information such as business turnover and net profit before tax
Details of your business partners or other business owners including their date of birth, current home address and up to three years of their address history (this doesn’t apply to sole traders)

Before you apply, please read our insurance terms and conditions carefully and decide if you’d like to opt out of receiving the free insurance benefits included with this card. If you’d like to receive a paper version of this document, call 0808 256 8488.

You’ll automatically be opted in to receive paperless statements and insurance benefits. To opt out, you’ll need to call us on 0808 256 8488 before applying. Please also read the card terms and conditions and view the summary of rates.

And finally, your standard and cash interest rates will move up and down in line with the Bank of England Base Rate. Base Rate changes will not apply to your promotional interest rates. To learn more, visit understanding interest rates.

Apply now 