Balance transfer credit cards

If you’re paying interest on credit or store cards, you could consolidate what you owe with one of our balance transfer cards.

Barclaycard Platinum up to 31 month balance transfer card

  • Get £20 cashback when transferring a balance of £2,500 or more

    £20 cashback when you transfer a balance of £2,500 or more within 60 days of opening your account. Offer ends 6 February 2025. T&Cs apply

  • 0% interest on balance transfers for up to 31 months

    From the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer.

  • 3.45% transfer fee

    On each balance transfer made. Terms and conditions apply.

  • 0% interest on purchases for up to 3 months

    From the date you open your account.

Find out more about Platinum

                            

Representative example – most accepted customers get

  • Representative 24.9% APR (variable)
  • Purchase rate 24.9% p.a. p.a. (variable)
  • Based on a £1,200 credit limit

What do these rates mean?

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown.

What do these rates mean?

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown.

Barclaycard Platinum up to 22 month balance transfer card

  • Get £20 cashback when transferring a balance of £2,500 or more

    £20 cashback when you transfer a balance of £2,500 or more within 60 days of opening your account. Offer ends 6 February 2025. T&Cs apply

  • 0% interest on balance transfers for up to 22 months

    From the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer.

  • 0% interest on purchases for up to 3 months

    From the date you open your account.

  • 1.99% transfer fee

    On each balance transfer made. Terms and conditions apply.

Find out more about Platinum

                            

Representative example – most accepted customers get

  • Representative 24.9% APR (variable)
  • Purchase rate 24.9% p.a. p.a. (variable)
  • Based on a £1,200 credit limit

What do these rates mean?

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown.

What do these rates mean?

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown.

Barclaycard Platinum up to 22 month balance transfer and up to 19 month purchase card

  • Get £20 cashback when you spend £500 or more

    £20 cashback when you spend £500 or more within 90 days of opening your account. Offer ends 6 February 2025. T&Cs and exclusions apply.

  • 0% interest on balance transfers for up to 22 months

    From the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer.

  • 3.45% transfer fee

    On each balance transfer made. Terms and conditions apply.

  • 0% interest on purchases for up to 19 months*

    From the date you open your account.

    Please enjoy spending responsibly – only buy what you can afford to repay.

    *0% interest on purchases for up to 19 months from the date you open your account. Excludes foreign currency and some cash-like transactions, terms apply. New customers only. 

Find out more about Platinum

                            

Representative example – most accepted customers get

  • Representative 24.9% APR (variable)
  • Purchase rate 24.9% p.a. p.a. (variable)
  • Based on a £1,200 credit limit

What do these rates mean?

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown.

What do these rates mean?

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown.

Barclaycard Platinum up to 19 month balance transfer and up to 22 month purchase card

  • Get £20 cashback when you spend £500 or more

    £20 cashback when you spend £500 or more within 90 days of opening your account. Offer ends 6 February 2025. T&Cs and exclusions apply.

  • 0% interest on purchases for up to 22 months*

    From the date you open your account.

    Please enjoy spending responsibly – only buy what you can afford to repay.

    *0% interest on purchases for up to 22 months from the date you open your account. Excludes foreign currency and some cash-like transactions, terms apply. New customers only. 

  • 0% interest on balance transfers for up to 19 months

    From the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer.

  • 3.45% transfer fee

    On each balance transfer made. Terms and conditions apply.

Find out more about Platinum

                            

Representative example – most accepted customers get

  • Representative 24.9% APR (variable)
  • Purchase rate 24.9% p.a. p.a. (variable)
  • Based on a £1,200 credit limit

What do these rates mean?

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown.

What do these rates mean?

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown.

Barclaycard Platinum up to 14 month balance transfer card

  • Get £20 cashback when transferring a balance of £2,500 or more

    £20 cashback when you transfer a balance of £2,500 or more within 60 days of opening your account. Offer ends 6 February 2025. T&Cs apply

  • 0% interest on balance transfers for up to 14 months

    From the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer.

  • 0% interest on purchases for up to 3 months

    From the date you open your account.

  • 0% transfer fee

    On each balance transfer made. Terms and conditions apply.

Find out more about Platinum

                            

Representative example – most accepted customers get

  • Representative 24.9% APR (variable)
  • Purchase rate 24.9% p.a. p.a. (variable)
  • Based on a £1,200 credit limit

What do these rates mean?

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown.

What do these rates mean?

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown.

Check if you’re eligible first

Applying for more than one credit card in a short space of time could affect your credit score.

Use our free eligibility checker before applying to find out whether you’re likely to be accepted for a card. It only takes a few minutes and it won’t affect your credit score.

You might be eligible for some of our other credit card offers. Check your eligibility for our other cards to make sure you’re getting the best offer for you.

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The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered.

Manage your card with our app

Check your balance and transactions, pay your monthly bill and confirm online payments securely. The Barclaycard app helps you manage your card – whenever and wherever you want. 

You need to be 18 or over to access this product or service using the app. T&Cs apply.