Credit Card Eligibility Check

Use the credit card eligibility checker 

Looking for a new credit card? Our eligibility checker can tell you if you’re likely to be accepted for the card you want.

It’s quick and easy to use, and won’t affect your credit score.

We have a wide range of cards that you could apply for, each with its own features and benefits.

Choose the card you’re interested in and check if you’re likely to be accepted for it before you apply. Just click ‘Check eligibility’ on the card details page you select.

Are you eligible?

Choose a card, then check if you're eligible 

  • The Amazon Barclaycard

    Turn your everyday spending into rewards you can use on Amazon.

    Get a £20 Amazon Gift Card, added to the Amazon account that you applied from, if we approve your application

    Get 1% back in rewards when you shop on Amazon, and 0.5% back everywhere else (0.5% changes to 0.25% 12 months from the date you open your account)

    Amazon Prime members get 2% back during eligible Amazon key shopping events, like Prime Day. T&Cs apply

    Get 0% interest on all purchases for 6 months after opening your account. New customers only. T&Cs apply

    You’ll need to use the Barclays or Barclaycard app to use and manage your account. You need to be 18 or over to access this product or service using the app. T&Cs apply.

    Unfortunately, Apple Pay is unavailable for the Amazon Barclaycard. You can still use your card with contactless, or on Google Pay if you have an Android device.

    Representative example

    Representative APR: 28.9% APR (variable)
    Purchase rate p.a: 28.9% (variable)
    Based on a £1,200 credit limit

    The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.

    See card details

  • Up to 30 month balance transfer Platinum card

    For maximum flexibility, giving you more time to pay off your balance.

    0% interest for up to 30 months on balance transfers from the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer

    3.45% balance transfer fee (terms apply)

    0% interest on purchases for up to 3 months. From the date you open your account.

    Representative example

    Representative APR: 24.9% APR (variable)
    Purchase rate p.a:   24.9% (variable)
    Based on a £1,200 credit limit

    The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.

    See card details

  • Up to 20 month balance transfer Platinum card

    For maximum flexibility, giving you more time to pay off your balance.

    0% interest for up to 20 months on balance transfers from the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer

     0% interest on purchases for up to 3 months from the date you open your account

    1.99% balance transfer fee (terms apply)

    Representative example

    Representative APR: 24.9% APR (variable)
    Purchase rate p.a: 24.9% (variable)
    Based on a £1,200 credit limit

    The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.

    See card details

  • Up to 22 month balance transfer and up to 19 month for purchases

    A flexible card for balance transfers and purchases.

    0% interest on balance transfers for up to 22 months from the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer.

    3.45% balance transfer fee (terms apply)

    0% interest on purchases for up to 19 months from the date you open your account

    • Representative example

    • Representative APR: 24.9% APR (variable)
    • Purchase rate p.a: 24.9% (variable)
    • Based on a £1,200 credit limit
    •  
    • The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.
    See card details

  • Up to 19 month balance transfer and up to 22 month for purchases

    A flexible card for balance transfers and purchases.

    0% interest on purchases for up to 22 months from the date you open your account

    0% interest on balance transfers for up to 19 months from the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer.

    3.45% balance transfer fee (terms apply)

    • Representative example

    • Representative APR: 24.9% APR (variable)
    • Purchase rate p.a: 24.9% (variable)
    • Based on a £1,200 credit limit
    •  
    • The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.
    See card details

  • No fee up to 14 month balance transfer Platinum card

    Could be good if you're looking to transfer a balance but you don't want to pay a fee.

    0% interest for up to 14 months on balance transfers from the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer

    0% interest on purchases for up to 3 months from the date you open your account

    0% balance transfer fee (terms apply)

    • Representative example
    •  
    • Representative APR: 24.9% APR (variable)
    • Purchase rate p.a: 24.9% (variable)
    • Based on a £1,200 credit limit
    •  
    • The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.
    See card details

  • Rewards card

    Earn cashback on your everyday spending.

    0.25% cashback on your everyday spending

    No fees abroad – you’ll be able to use cash machines and shop without any charges and benefit from Visa’s competitive exchange rate.

    • Representative example
    •  
    • Representative APR: 28.9% APR (variable)
    • Purchase rate p.a: 28.9% (variable)
    • Based on a £1,200 credit limit
    •  
    • The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.
    See card details
  • Credit building credit cards

    Forward card

    Are you looking for your first credit card, or do you have a limited credit history?

    Credit limit of £50 to £1,200, subject to status

    0% interest on purchases for 3 months from the date you open your account

    • Representative example
    •  
    • Representative APR: 33.9% APR (variable)
    • Purchase rate p.a: 33.9% (variable)
    • Based on a £1,200 credit limit
    •  
    • The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.
    See card details
  • Credit building credit cards

    Avios card 

    If you’re new to Barclaycard, collect 5,000 Avios if you spend £1,000 in the first three months. T&Cs apply.

    Collect 1 Avios for every £1 spent on eligible purchases1.  

    Spend £20,000 on your card within 12 months and choose between a British Airways cabin upgrade voucher to use on an Avios Reward Flight booking, or 7,000 bonus Avios. T&Cs apply.

    Spend everywhere that accepts Mastercard and keep collecting Avios.

    • Representative example
    •  
    • Representative APR: 29.9% APR (variable)
    • Purchase rate p.a: 29.9% (variable)
    • Based on a £1,200 credit limit
    •  
    • The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.
    See card details
  • Credit building credit cards

    Avios plus card

    If you’re new to Barclaycard, collect 25,000 Avios if you spend £3,000 in the first three months. T&Cs apply.

    Collect 1.5 Avios for every £1 spent on eligible purchases1 for a £20 monthly fee. 

    Spend £10,000 on your card within 12 months and choose between a British Airways cabin upgrade voucher to use on an Avios Reward Flight booking, or 7,000 bonus Avios. T&Cs apply.

    Airport Lounge Membership – access over 1,000 airport lounges worldwide at a discounted rate of £18.50 per lounge pass, per person.

    Spend everywhere that accepts Mastercard and keep collecting Avios.

    Representative example

    Representative APR: 80.1% APR (variable)
    Purchase rate p.a: 29.9% (variable)
    Based on a £1,200 credit limit
    Monthly fee: £20

    The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.

    See card details

Why should I use the credit card eligibility checker?

Getting turned down for credit affects your credit score – making it harder for you to get credit in the future. Using our credit card eligibility checker won’t show on your credit record and you’ll be able to apply knowing how likely you are to be accepted. There’s no harm to your credit score so it won’t affect your ability to get credit at a later date.

1. You’ll collect Avios on new purchases, but not on balance transfers, money transfers and transactions that make up your cash balance. These include cash withdrawals, wire transfers and buying currency. You won’t collect Avios for any transactions that are later returned or refunded. You also need to keep to the terms and conditions of your account and stay within your credit limit. You can find out more about collecting and spending Avios, including which purchases are eligible.
2. You can opt in to Barclays Avios Rewards if you’re a Premier Banking customer or have a personal Wealth current account with us – you’ll need to register for the Barclays app and have a British Airways Executive Club account too. There’s a £12 monthly fee and you have to opt out of Barclays Blue Rewards and go paperless for all your accounts and services with us. To access Barclays Avios Rewards in the Barclays app, you need to be over 18. You can join Premier Banking if you have an income of £75,000 or £100,000 held with us. T&Cs apply.