Purchase credit cards

Our purchase cards let you make purchases without paying any interest on the balance for a certain period.

Barclaycard Platinum up to 22 month purchase card and up to 19 month balance transfer

  • Get £20 cashback when you spend £500 or more

    £20 cashback when you spend £500 or more within 90 days of opening your account. Offer ends 6 February 2025. T&Cs and exclusions apply.

  • 0% interest on purchases for up to 22 months

    From the date you open your account.

    Please enjoy spending responsibly – only buy what you can afford to repay.

    *0% interest on purchases for up to 22 months from the date you open your account. Excludes foreign currency and some cash-like transactions, terms apply. New customers only. 

  • 0% interest on balance transfers for up to 19 months

    From the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer.

  • 3.45% transfer fee

    On each balance transfer made. Terms and conditions apply.

Find out more about Platinum

                            

Representative example – most accepted customers get

  • Representative 24.9% APR (variable)
  • Purchase rate 24.9% p.a. p.a. (variable)
  • Based on a £1,200 credit limit

What do these rates mean?

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown.

What do these rates mean?

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown.

Barclaycard Platinum up to 19 month purchase card and up to 22 month balance transfer

  • Get £20 cashback when you spend £500 or more

    £20 cashback when you spend £500 or more within 90 days of opening your account. Offer ends 6 February 2025. T&Cs and exclusions apply.

  • 0% interest on purchases for up to 19 months*

    From the date you open your account.

    Please enjoy spending responsibly – only buy what you can afford to repay.

    *0% interest on purchases for up to 19 months from the date you open your account. Excludes foreign currency and some cash-like transactions, terms apply. New customers only. 

  • 0% interest on balance transfers for up to 22 months

    From the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer.

  • 3.45% transfer fee

    On each balance transfer made. Terms and conditions apply.

Find out more about Platinum

                            

Representative example – most accepted customers get

  • Representative 24.9% APR (variable)
  • Purchase rate 24.9% p.a. p.a. (variable)
  • Based on a £1,200 credit limit

What do these rates mean?

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown.

What do these rates mean?

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown.

Check if you’re eligible first

Applying for more than one credit card in a short space of time could affect your credit score.

Use our free eligibility checker before applying to find out whether you’re likely to be accepted for a card. It only takes a few minutes and it won’t affect your credit score.

You might be eligible for some of our other credit card offers. Check your eligibility for our other cards to make sure you’re getting the best offer for you.

Default

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered.