Work on your credit score
Answer a few quick questions in our Credit Builder tool and we’ll give you some simple, personalised tips to help improve and keep your credit rating in good shape.
Credit Score
Your credit score could affect your life in all sorts of ways
Whether you’re looking to get on the property ladder or simply applying for a loan, your credit score matters. The better your score is, the more helpful it could be with future plans. But there are a lot of myths out there – particularly around what it takes to improve it.
Discover how to sort the fact from the fiction and keep your score moving in the right direction.
Bust the myths about credit
Make sure you’re aware of these common misconceptions about your credit rating and learn what you could be doing instead.
Understanding your credit rating
There’s a lot to know about your rating and the ways it works. Here’s how it’s calculated, who gets to see it, and why it’s different to your credit score.
Boost your credit rating
You might be surprised at how easy it could be – simply signing up to vote and checking your credit report regularly can be helpful. But there’s much more you can do.
How your credit score is calculated
Find out what’s used by the credit reference agencies to work out your score.
Avoid a bad credit rating
Learn how to steer clear of financial pitfalls that could impact your credit rating and get in the way of future plans.
New to credit
If you’re a credit first-timer, here’s a great place to start understanding how credit works.
Know how to check your score
Find out where you can check your credit score and make sure it’s all in order.
More ways to Get Credit Confident
Head back to the Get Credit Confident hub for more tips and hints on shopping safely, planning ahead and managing your card.