Money transfer

If you're an existing customer, you can apply for any transfer offers by using your Barclaycard app and selecting 'Cards' then 'Transfers and offers', or by logging into your Barclaycard online servicing account and selecting 'View your offers'. Please make sure you've read our money transfer terms and conditions before you apply.

Your transfer will reach your bank by the end of the next working day after you make your request. If you request a transfer outside of business hours - that's after 7pm on a weekday or any time at the weekend or a bank holiday – it may take longer. Occasionally, we have to make additional checks, for example, if we need to make sure your request genuinely came from you. If this happens, there may be a delay, but we'll put the transfer through as quickly as we can.

It depends on your offer. Just remember that you can lose your promotional rate if you go over your credit limit or don't pay your minimum amount each month. If this happens (or when your offer ends), we'll move any remaining balance to your standard balance and charge interest at your standard rate.

You don't need to pay the full balance each month if you don't want to – but you must make sure you pay your minimum amount. We'll use any payments you make towards balances with higher interest rates first, before your promotional balances.

Only paying the minimum amount each month means you might not have enough time to repay your money transfer before your promotional offer runs out. So it's always best to pay more if you can. Once your promotional offer ends, we'll move any remaining balance to your standard balance and charge interest at your standard rate.

You can still buy things with your Barclaycard, but if you’ve got a balance or money transfer, you’ll be charged interest at your simple standard rate for anything new you buy, unless you pay those purchases off in full by your payment due date or you have a purchase offer.

You can do this through Barclaycard online servicing or via the Barclaycard app.

You can can - this'll bring your balance down and it means you can pay things off sooner too. If you have a Direct Debit set up, be sure to check it and change the amount if you need to.

You'll start paying your standard interest rate when your promotional 0% interest period ends.

We'll try to get in touch by email, text or letter to remind you when your promotional offer period is coming to an end.

No, once the money's been transferred from your Barclaycard, you wont be covered by Section 75 credit card protection.