0% interest balance transfer for up to 31 months

You’ll get £20 cashback when you transfer a balance of at least £2,500 within the first 60 days of opening your account.

Once we’ve processed your balance transfer, we’ll add the cashback to your account within five working days (excluding weekends and bank holidays). It will show on your account shortly after and you’ll see it on the next statement you receive after that. This could be up to 28 days later.

You will qualify for the offer, provided that you:

• Apply for one of the following cards between 23 December 2024 and 6 February 2025:
  • Barclaycard Platinum up to 14-month Balance Transfer credit card
  • Barclaycard Platinum up to 22-month Balance Transfer credit card
  • Barclaycard Platinum up to 31-month Balance Transfer credit card

• Are accepted for the Barclaycard
• Make a balance transfer of at least £2,500 within the first 60 days of opening your account
• Make your minimum payments on time
• Stay within your credit limit
• Keep your account open and not have already asked us to close your account when we process the cashback
• Do not currently hold a Barclaycard and have not had a Barclaycard within the past 6 months

We may withdraw this offer at any time.

At least 8 out of 10 customers accepted last month received the longest promotional period for this card. This depends on your credit history and how you’ve managed credit in the past. For the remaining customers we may offer you

• 0% for up to 31 months with 31.9% APR variable
• 0% for up to 15 months with 31.9% APR variable

The balance transfer fee will remain the same and of course if you’re not happy with an alternative you don’t have to go ahead with it.

And remember, the 31 month balance transfer period starts from the date the account is opened. That means if, for example, you don’t take it out for 60 days you’ll have 2 months less of the 0% rate.

If you decide to apply, please make sure you read the information below carefully. It tells you what you need to do to keep your 0% interest rates and what happens when your 0% interest offer ends.

• To benefit from the balance transfer offer it needs to be taken out within 60 days of opening the account.
• The 31 month balance transfer period starts from the date the account is opened. That means if, for example, you don’t take it out for 60 days you’ll have 2 months less of the 0% rate.
• This offer is only available for new customers and Barclaycard reserves the right to withdraw this offer at any time.
• The minimum you can transfer is £250 across up to five balance transfers. The maximum transfer will be 90% of your credit limit. You can’t make a transfer from any other Barclaycard or our partner cards.
• When your 0% offer ends you’ll be charged interest at your standard rate for anything new you buy and for any outstanding balance on your card.

• Your standard and cash interest rates will move up and down in line with the Bank of England Base Rate or for other reasons that we’ve explained in your Terms and Conditions. Base Rate changes will not apply to your promotional interest rates. To learn more visit barclaycard.co.uk/understanding-interest.
• Your new account will be set up with digital statements. These can be found in your online Barclaycard account, which you will need to register for. You can choose to switch to paper statements at any time.
• This offer is only available for new customers and Barclaycard reserves the right to withdraw this offer at any time.