Your Barclaycard at a glance
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0% interest on purchases for up to 21 months*
From the date you open your account.
Please enjoy spending responsibly – only buy what you can afford to repay.
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0% interest on balance transfers for up to 18 months
From the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer.
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3.45% transfer fee
On each balance transfer made. Terms and conditions apply which you can find in the important information section below.
![](https://www.barclaycard.co.uk/content/dam/barclaycard/images/personal/credit-cards/card-images/new/platinum-mobile-396x470.large.medium_quality.png)
Check if you’re eligible first
Applying for more than one credit card in a short space of time could affect your credit score.
Use our free eligibility checker before applying to find out whether you’re likely to be accepted for a card. It only takes a few minutes and it won’t affect your credit score.
You might be eligible for some of our other credit card offers. Check your eligibility for our other cards to make sure you’re getting the best offer for you.
Important things you need to know
Benefits with your Barclaycard
![](https://www.barclaycard.co.uk/content/dam/barclaycard/images/personal/credit-cards/tiles/manage-your-account-benefits.large.medium_quality.jpg)
Barclaycard Cashback Rewards
Register for this benefit, and you can earn up to 15% cashback when you spend at a range of participating retailers. T&Cs apply
![](https://www.barclaycard.co.uk/content/dam/barclaycard/images/personal/credit-cards/tiles/barclaycard-entertainment.large.medium_quality.jpg)
Save with Barclaycard Entertainment
You’ll have access to selected live events, festival presales and lots of customer-only perks.
![](https://www.barclaycard.co.uk/content/dam/barclaycard/images/personal/credit-cards/tiles/one-fee-abroad.large.medium_quality.jpg)
One simple fee abroad
Use your Barclaycard for a simple and secure way to pay overseas. With access to an emergency replacement card or cash, it’s the perfect travel companion.
![](https://www.barclaycard.co.uk/content/dam/barclaycard/images/personal/credit-cards/tiles/fraud-protection-benefits.large.medium_quality.jpg)
Fraud Protection 24/7
Whether you’re buying on the high street, online or overseas, our state of the art detection system monitors around the clock to stop fraud in its tracks.
![](https://www.barclaycard.co.uk/content/dam/barclaycard/images/personal/credit-cards/tiles/additional-card-holder-benefits.large.medium_quality.jpg)
Free additional cardholder
Share your card with someone close to you for flexibility when you’re not around – handy for emergencies or things like your weekly shop. (Terms apply).
Before you apply
Apply online in four easy steps and we’ll give you a response in one minute. If approved, your Barclaycard could be with you in seven working days.
You can apply if:
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You are aged 21 or over
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You haven't had any Individual Voluntary Agreements, County Court Judgements, and haven't been declared bankrupt in the past six years
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You always make payments on time
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You have at least four years' experience of managing credit
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You have had a permanent UK address for at least two years
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You have a personal income of more than £20,000 per annum
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You are able to afford repayments on any outstanding credit commitments
What you’ll need to hand:
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Address details for the last two years
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Phone number and e-mail address
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Current employment details
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Details of your annual income before tax
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Details of your monthly income after tax
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A good idea about your monthly outgoings
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Main bank account sort code and account number
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In some situations, if your application is accepted you will need to provide copies of your last two bank statements or payslips
Before you go ahead, make sure you've also read and understood the summary box of rates and terms and conditions.
Also, understanding how fees and offers work can help you manage your account, so make sure you’re up to speed on the types of fees we may charge and how promotional rates work.
Not the card for you?
![](https://www.barclaycard.co.uk/content/dam/barclaycard/images/personal/credit-cards/card-images/new/vertical-card-imagery/platinum-vertical-tombstone.large.medium_quality.png)
Balance transfer credit cards
You could save on interest fees by transferring an existing balance from another credit card or store card to a Barclaycard.
![](https://www.barclaycard.co.uk/content/dam/barclaycard/images/personal/credit-cards/card-images/new/vertical-card-imagery/rewards-vertical-tombstone.large.medium_quality.png)
Rewards credit cards
Earn cashback on your everyday spending, with no limit on the amount you can earn.
![](https://www.barclaycard.co.uk/content/dam/barclaycard/images/personal/credit-cards/card-images/new/vertical-card-imagery/forward-vertical-tombstone.large.medium_quality.png)
Credit building credit cards
Great if you’re looking for your first credit card or want to improve your credit score.
Contact us if you’re having difficulty understanding
We can provide additional support for all customers, including those who have mental or physical health conditions or learning disabilities.
If you would like to talk to someone call 0800 056 3486 from 9am - 5pm Monday to Friday and 9am - 4pm on Saturday.